Pricing that scales with your fund.
Settlemark is priced as a subscription plus usage — a tiered platform fee based on your AUM, plus small per-loan and per-investor fees and a basis-point fee on assets the platform services. Numbers below are indicative and finalized on a demo call.
Tiered by AUM — Starter / Growth / Scale.
Origination, docs, on-chain anchoring, servicing setup.
KYC / accreditation, wallet provisioning, position issuance.
On capital actively serviced through the platform.
Every tier ships the full platform.
Tier pricing scales with AUM and seat count — not feature gating. The complete originator stack ships with all three tiers from day one.
- Credit-bureau pulls + background checks
- AVM + appraisal / BPO order management
- Double-entry accounting + QuickBooks Online sync
- Insurance + property-tax monitoring (with force-place)
- Payoff / demand-statement generation
- CRM + pre-application lead pipeline
- Pricing / rate-sheet engine with usury enforcement
- Plaid bank verification + Stripe Financial Connections
- On-chain anchored documents + audit trail
- XRPL tokenized investor positions (MPT + Credentials)
- RLUSD distribution settlement
- Multi-ledger reconciliation tie-out
Stub-tolerant integrations (credit bureau, AVM, appraisal, Plaid, QuickBooks) ship live and configure to your per-tenant vendor credentials at onboarding.
Pick the tier that matches your AUM.
Tiers are based on AUM serviced through the platform. You can move between tiers as your fund grows — pricing trues up at renewal, not mid-cycle.
- Full lifecycle platform
- Up to 3 operator seats
- Standard onboarding
- Everything in Starter
- Up to 10 operator seats
- Priority support
- Everything in Growth
- Unlimited operator seats
- Dedicated success manager
It isn't us vs another tool. It's buy vs build.
The honest comparison is what you'd spend assembling and operating an in-house equivalent — engineers, custody integrations, compliance counsel, on-chain primitives, 18–24 months of build time before the first dollar moves.
All-in for a typical Growth-tier fund — subscription plus usage on a realistic origination volume. Live in weeks.
Engineering team, custody integration, on-chain primitives, compliance review, audits — plus ongoing ops. Typically 18–24 months to first dollar funded.
Design partners get preferential pricing.
The first 3–5 originators we deploy with get reduced or waived fees for the first 3–6 months, white-glove onboarding, and preferential long-term pricing in exchange for working with us closely.
- How is the subscription tier decided?
- By AUM serviced through the platform — Starter under $25M, Growth $25–75M, Scale above $75M. We true up at renewal rather than mid-cycle so a good month doesn’t bump your bill.
- Are there setup or onboarding fees?
- A one-time onboarding engagement is included at the Growth and Scale tiers; Starter pays a modest setup fee. Custody onboarding (BitGo Trust) is a separate engagement directly with the custodian — we coordinate, but you contract for it.
- What’s not included?
- Anything you contract for directly: KYC / accreditation providers (Persona, Parallel Markets), institutional custody (BitGo Trust), securities counsel, and your investor wire / ACH rails. Settlemark integrates with all of them; you pay them directly.
- How do I get exact pricing for my fund?
- Book a demo — we run your AUM, asset type, expected origination volume, and investor count through the model and share an exact quote. The numbers on this page are deliberately indicative.
Pricing on this page is indicative. Final pricing is set in a signed order form following a demo and depends on your fund's AUM, asset type, and expected volume.