Shape the platform. Launch first.
Settlemark is taking on a founding cohort of credit originators as design partners. You get a platform shaped to your operation, the full LOS feature set live on day one, and the economics of going first.
The complete originator stack is built and live — credit, valuation, accounting, insurance + tax, payoff, pricing, CRM, and Plaid. You're betting on a working platform with an on-chain audit primitive incumbents can't copy.
You're buying a working platform.
The capabilities below are in the codebase, in production, and ready to configure to your operation. Stub-tolerant integrations let you run end-to-end the moment a sandbox tenant stands up; live mode flips on per-tenant vendor credentialing.
Multi-ledger reconciliation tie-out
Stripe-settled fiat ↔ XRPL-settled RLUSD ↔ internal ledger ↔ QuickBooks — all reconciled in one report, surfaced on an admin tile. Every distribution journal entry carries an XRPL tx hash an auditor can verify on-ledger. No incumbent LOS offers this — it's uniquely possible because the rail is on-chain.
- Credit bureau + background
- Property valuation (AVM + appraisal)
- Double-entry accounting + QuickBooks
- Insurance + property-tax monitoring
- Payoff demand statements
- CRM + lead pipeline
- Pricing / rate-sheet engine
- Plaid bank verification + Stripe FC
Not a discount. A partnership.
The design-partner cohort is a small group of originators we build the platform with, not just sell to. The economics reflect that — and so does the commitment.
- Reduced or waived platform fees for your first 3–6 months.
- White-glove onboarding — direct founder + engineering involvement.
- Founder access on a dedicated channel; weekly working sessions.
- Preferential long-term pricing locked in beyond the partner period.
- First-mover transparency story: launch announcement, joint case study, conference visibility.
- Weekly working sessions during onboarding and the first few months live.
- Honest, candid feedback on the platform — including what isn’t working.
- Permission to publish a case study once you’ve been live for 60–90 days.
- Occasional reference calls with prospective customers (with veto on each).
- Genuine intent to run your operation on Settlemark, not just kick tires.
Who we're looking for.
The founding cohort works best with operators who already have the business — what they need is the system to run it on.
- $10M – $250M in assets under management.
- You originate AND service your own credit — not a pure investor or pure broker.
- Real-estate transition lending is the anchor; other asset types welcome if the lifecycle matches.
- Real deal flow today and real spreadsheet pain to match.
- Modern enough operationally to value on-chain transparency for your investors.
From conversation to live in weeks.
- 01
Apply & fit call
A 30-minute conversation about your operation. We confirm fit on both sides before going further.
- 02
Sandbox pilot
Run the platform end-to-end in a sandbox tenant against a real loan scenario. No production money, no commitment yet.
- 03
Secure setup
Stand up institutional custody (BitGo Trust), wire the production tenant, configure your asset types and underwriting rules. Established originators bring existing credit-bureau / AVM / title vendor credentials for the fastest live cutover; new originators use facilitated credentialing (the longer lead time on go-live).
- 04
Go live
First real loan funded on Settlemark. We stay close through the first 60–90 days while the case study takes shape.
Be one of the first to run your fund on-chain.
The founding cohort is intentionally small. If your operation fits, we'd like to talk.